As a dental office, accepting credit cards is essential for business. Patients expect to be able to pay with their credit cards, and failing to offer this option can leave them with a poor impression of your practice. The purpose of credit card processing for dental offices is to allow patients to pay for their services using a credit or debit card, rather than cash or check.
For dental offices, credit card processing allows patients to pay for their dental services in a way that is convenient for them. It also allows dental offices to accept payment quickly and easily, without the need to handle cash or checks. This can save time and reduce the risk of errors, while also making it easier to track and manage financial transactions.
However, not all credit card processors are created equal, and choosing the wrong one can cost you money and create headaches. In this article, we will examine the 15 best credit card processing options for dental offices, including their fees, features, and benefits.
Best Credit Card Processing for Dental Office
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Square
Square is a popular credit card processing option that’s easy to use and affordable. The company offers a free card reader and app, so you can accept credit cards on your smartphone or tablet. The app also includes features for inventory management, invoicing, and reporting. Square charges a flat rate of 2.6% + 10 cents per transaction, making it a cost-effective option for small businesses.
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PayPal Here
PayPal Here is another mobile credit card processing option that’s popular with small businesses. Like Square, it offers a free card reader and app and charges a flat rate of 2.7% per transaction. The app includes features for invoicing, inventory management, and reporting.
One advantage of PayPal Here is that it integrates with PayPal’s online payment system, so you can accept payments from customers who prefer to pay online.
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Stripe
Stripe is a popular payment gateway that integrates with a variety of e-commerce platforms, including WooCommerce, Shopify, and Magento. It also offers a mobile app and card reader for accepting payments in person. Stripe charges a flat rate of 2.9% + 30 cents per transaction, which is slightly higher than some other options on this list.
However, it offers advanced features like support for recurring payments, international payments, and integration with popular accounting software like QuickBooks and Xero.
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Payline
Payline is a payment processing company that offers a variety of payment solutions, including mobile payments, online payments, and traditional point-of-sale systems. Payline charges a flat rate of 0.2% + 10 cents per transaction for its mobile payments option, making it an affordable choice for businesses of all sizes. It also offers features like invoicing, reporting, and fraud prevention.
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Helcim
Helcim is a payment processing company that specializes in serving small businesses. It offers a variety of payment solutions, including mobile payments, online payments, and traditional point-of-sale systems.
Helcim charges a flat rate of 1.92% + 8 cents per transaction for its mobile payments option, making it a competitive option for businesses that process a high volume of transactions. It also offers features like invoicing, recurring payments, and integration with popular accounting software like QuickBooks and Xero.
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Fattmerchant
Fattmerchant is a payment processing company that specializes in serving small businesses. It offers a variety of payment solutions, including mobile payments, online payments, and traditional point-of-sale systems. Fattmerchant charges a flat monthly fee instead of a percentage-based fee, which can be a cost-effective option for businesses that process a high volume of transactions.
It also offers features like invoicing, recurring payments, and integration with popular accounting software like QuickBooks and Xero.
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Authorize.net
Authorize.net is a payment gateway that integrates with a variety of e-commerce platforms and point-of-sale systems. It also offers a mobile app for accepting payments in person. Authorize.net charges a setup fee of $49 and a monthly fee of $25, plus a per-transaction fee of 2.9% + 30 cents.
While this pricing model may not be the most affordable for small businesses, Authorize.net offers advanced features like fraud prevention, recurring payments, and integration with popular accounting software like QuickBooks and Xero.
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PayPal
PayPal is a popular online payment system that’s widely used by consumers and businesses alike. It offers a variety of payment solutions, including mobile payments, online payments, and invoicing.
PayPal charges a flat rate of 2.9% + 30 cents per transaction for its online payments option, which is competitive with other options on this list. It also offers features like fraud prevention, recurring payments, and integration with popular e-commerce platforms like Shopify and WooCommerce.
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Square for Retail
Square for Retail is a version of Square’s mobile payment system that’s designed specifically for retail businesses, including dental offices.
It offers advanced features like inventory management, purchase orders, and customer profiles, as well as integration with popular e-commerce platforms like Shopify and WooCommerce. Square for Retail charges a flat rate of 2.5% + 10 cents per transaction, which is slightly lower than Square’s standard pricing.
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Clover
Clover is a point-of-sale system that offers a variety of payment solutions, including mobile payments, online payments, and traditional point-of-sale systems.
Clover charges a flat rate of 2.3% + 10 cents per transaction for its mobile payments option, which is competitive with other options on this list. It also offers features like inventory management, reporting, and integration with popular accounting software like QuickBooks and Xero.
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Dharma Merchant Services
Dharma Merchant Services is a payment processing company that specializes in serving socially responsible businesses. It offers a variety of payment solutions, including mobile payments, online payments, and traditional point-of-sale systems.
Dharma Merchant Services charges a flat rate of 0.15% + 7 cents per transaction for its mobile payments option, making it an affordable option for businesses of all sizes. It also offers features like recurring payments, fraud prevention, and integration with popular accounting software like QuickBooks and Xero.
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Cayan
Cayan is a payment processing company that offers a variety of payment solutions, including mobile payments, online payments, and traditional point-of-sale systems.
Cayan charges a flat rate of 2.39% + 10 cents per transaction for its mobile payments option, which is competitive with other options on this list. It also offers features like invoicing, reporting, and integration with popular accounting software like QuickBooks and Xero.
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Worldpay
Worldpay is a payment processing company that offers a variety of payment solutions, including mobile payments, online payments, and traditional point-of-sale systems.
Worldpay charges a flat rate of 2.6% + 10 cents per transaction for its mobile payments option, which is slightly higher than some other options on this list. However, it offers features like fraud prevention, recurring payments, and integration with popular accounting software like QuickBooks and Xero.
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BluePay
BluePay is a payment processing company that offers a variety of payment solutions, including mobile payments, online payments, and traditional point-of-sale systems.
BluePay charges a flat rate of 2.6% + 10 cents per transaction for its mobile payments option, which is competitive with other options on this list. It also offers features like invoicing, reporting, and integration with popular accounting software like QuickBooks and Xero.
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Intuit QuickBooks Payments
Intuit QuickBooks Payments is a payment processing option that’s designed specifically for businesses that use QuickBooks for accounting. It offers a variety of payment solutions, including mobile payments, online payments, and traditional point-of-sale systems.
Intuit QuickBooks Payments charges a flat rate of 2.4% + 25 cents per transaction for its mobile payments option, which is slightly lower than some other options on this list. It also offers features like automatic payment reconciliation, invoicing, and integration with QuickBooks accounting software.
Factors to Consider When Choosing a Credit Card Processing Service for Your Dental Office
Now that we have reviewed some of the top credit card processing services for dental offices, let us take a closer look at the factors you should consider when choosing a provider.
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Pricing and Fees
One of the most important factors to consider when choosing a credit card processing service is pricing and fees. Look for a provider that offers transparent pricing and no hidden fees. Be sure to compare the rates and fees of different providers to find the one that offers the best value for your business.
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Security Features
It is also important to choose a credit card processing service that prioritizes security. Look for a provider that offers features like data encryption, fraud prevention, and chargeback protection to help protect your business and your customers’ information.
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Integration with Other Business Tools
If your dental office uses other business tools like accounting software or e-commerce platforms, it is important to choose a credit card processing service that integrates with these tools. This can help streamline your business processes and make it easier to manage your finances.
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Customer Support
Customer support is another important factor to consider when choosing a credit card processing service. Look for a provider that offers responsive and knowledgeable customer support to help you resolve any issues or answer any questions you may have.
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Ease of Use
Finally, consider how easy the credit card processing service is to use. Look for a provider that offers intuitive software and a user-friendly interface that makes it easy for you and your staff to process payments and manage your finances.
In conclusion,
Choosing the right credit card processing service is an important decision for any dental office. By considering factors like pricing and fees, security features, integration with other business tools, customer support, and ease of use, you can find the provider that offers the best value and meets your business needs.
Whether you choose one of the providers on our list or another option, be sure to do your research and choose a provider that helps your business succeed.